How gao would you like your retirement income to be?
Investment solutions to meet every Singaporean's appetite for income, no matter how gao ("intense").
Introducing the Fullerton SGD Heritage Series
Work hard. Save up. Retire early. It's the route most of us see laid out ahead of us. But in the face of rising life expectancy and cost of living, how can we beat inflation and secure the income we need for an early retirement?
Fullerton SGD Heritage Income
Just like how Kopi Gao packs quite a punch, this fund delivers thick monthly payouts to boost your income.



Strategic Asset Allocation
For investors who favour income and downside risk protection. This fund invests in bonds and S-REITs to deliver a fixed monthly payout of 5% p.a. or 8.8% p.a. S-REITs also offer limited potential capital appreciation.
For fund details, refer to the factsheet and product highlight sheet.
Fullerton SGD Heritage Balanced
Similar to the smooth and flavourful Kopi, you can enjoy both monthly payouts and potential capital appreciation with this well-balanced fund.



Strategic Asset Allocation
For investors who are looking for a proportionate blend of income and capital appreciation. This fund invests evenly in bonds and equities (including S-REITs). Historically, bonds have offered income and stability during market downturns. Equities and S-REITs provide potential capital appreciation and yield respectively.
For fund details, refer to the factsheet and product highlight sheet.
Fullerton SGD Heritage Growth
Like the rounded and mellow Kopi Po, this fund lets you savour potential capital appreciation with a taste of monthly income.



Strategic Asset Allocation
For investors who favour capital appreciation over income and can ride out short to mid-term market volatility. This fund invests primarily in equities and S-REITs for potential capital appreciation, supplemented with some income from S-REITs and bonds.
For fund details, refer to the factsheet and product highlight sheet.
Ready to discuss your retirement plans?
Standard Chartered Bank is our exclusive distributor for the Fullerton SGD Heritage Series. Please reach out to Standard Chartered Bank for further enquiries.

Contact your
Standard Chartered relationship manager
For in-depth detail, refer to the fund prospectus.
Disclaimer
This publication is for information only and your specific investment objectives; financial situation and needs are not considered here. The value of units in the Fund and any accruing income from the units may fall or rise. Any past performance, prediction or forecast is not indicative of future or likely performance. Any past payout yields and payments are not indicative of future payout yields and payments. Distributions (if any) may be declared at the absolute discretion of Fullerton Fund Management Company Ltd (UEN: 200312672W) ("Fullerton"), except for fixed distribution payout, and are not guaranteed. Distribution may be declared out of income and/or capital of the Fund, this may result in an immediate reduction of the net asset value per unit in the Fund. Distribution out of capital may result in a partial return of your original investment and reduced future returns. Applications must be made on the application form accompanying the prospectus, which can be obtained from Fullerton or its approved distributors. You should read the prospectus and seek advice from a financial adviser before investing. If you choose not to seek advice, you should consider whether the Fund is suitable for you. The Fund may use or invest in financial derivative instruments. Please refer to the prospectus of the Fund for more information.
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