After a year of high interest rates, the tide is starting to turn. Singapore’s T-bill yields have declined since the start of 2025. As of 28 August 2025, the cut-off yield on the 6-month Singapore T-bill was at 1.44%. And now, with US Federal Reserve officials projecting interest rate cuts by the end of 2025,…
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With T-bill yields dipping again and banks cutting savings rates, many of us are asking — what’s next for our cash? If you are comfortable with a little more risk for potentially better returns, while still keeping volatility manageable, short-term investment-grade bond funds may be the next step up. In this post, we break down…
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Since the start of 2025, the US dollar has faced significant volatility. As of July 11, the Dollar Index, which tracks the USD against a basket of major currencies, has fallen by 9.8% year-to-date, its steepest decline in five years, according to Bloomberg data. For Singapore-based investors, this has naturally led to one question: What…
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