Investor Education

What happened? Singapore’s market has maintained strong momentum in 2025, and has climbed to new highs this year. But beyond the strong performance, what has really caught investors’ attention is something much bigger: Singapore is undergoing one of its most significant economic transformations in years. With global markets feeling uncertain and variable, Singapore has continued…

Positioning for Global Opportunities with USD Income Funds If you’re looking to diversify your portfolio or meet spending needs in US dollars (USD), USD-denominated income funds could offer a compelling opportunity. We explore three USD bond funds managed by Fullerton Fund Management, each offering different levels of income, flexibility, and credit exposure. Whether you’re seeking…

Building a Stronger Portfolio with Singapore Income Funds With T-bill yields falling and market volatility back, many Singapore-based investors are asking: what should I do with my cash? If your daily spending and savings are in Singapore Dollars (SGD), it may make sense to grow your portfolio in the same currency. In this week’s edition,…

Could Asian Short Duration Bonds Offer Income Opportunities as Rates Fall? Following the Fed’s rate cut in September 2025 and with expectations of more to come, interest rates are starting to move lower. In Singapore, we’ve already seen T-bill yields decline and savings account rates fall. For investors looking for income opportunities while managing risk,…

After a year of high interest rates, the tide is starting to turn. Singapore’s T-bill yields have declined since the start of 2025. As of 28 August 2025, the cut-off yield on the 6-month Singapore T-bill was at 1.44%. And now, with US Federal Reserve officials projecting interest rate cuts by the end of 2025,…

With T-bill yields dipping again and banks cutting savings rates, many of us are asking — what’s next for our cash? If you are comfortable with a little more risk for potentially better returns, while still keeping volatility manageable, short-term investment-grade bond funds may be the next step up. In this post, we break down…

Since the start of 2025, the US dollar has faced significant volatility. As of July 11, the Dollar Index, which tracks the USD against a basket of major currencies, has fallen by 9.8% year-to-date, its steepest decline in five years, according to Bloomberg data. For Singapore-based investors, this has naturally led to one question: What…

When investing in a bond fund, it’s natural to focus on the potential returns and income. However, understanding how risks are managed is just as important, especially in a volatile market. This week, we take a closer look at the Fullerton Lux Funds – Flexible Credit Income, and how its structure is designed to generate…

Why staying invested matters more than timing the market It’s tempting to react to the latest news headlines or social media buzz when making investment decisions. After all, who doesn’t want to buy low and sell high? But the reality is that consistently timing the market is extremely difficult, even for the most seasoned investors….